<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	>
<channel>
	<title>Comments on: Can you afford to be so frugal?</title>
	<atom:link href="http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/</link>
	<description></description>
	<pubDate>Tue, 06 Jan 2009 04:51:34 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6.2</generator>
	<xhtml:meta xmlns:xhtml="http://www.w3.org/1999/xhtml" name="robots" content="noindex" />
	<item>
		<title>By: Janice</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-294</link>
		<dc:creator>Janice</dc:creator>
		<pubDate>Wed, 03 May 2006 16:36:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-294</guid>
		<description>You can be comfortable while still saving.  You should not have to compromise all of your time.  I save a lot of money on my grocery bill by using &lt;a href="http://www.groceryguide.com/" rel="nofollow"&gt; and it takes no extra time than writing a shopping list.  That is how I save money.&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>You can be comfortable while still saving.  You should not have to compromise all of your time.  I save a lot of money on my grocery bill by using <a rel="nofollow" target="_blank" href="http://www.groceryguide.com/" > and it takes no extra time than writing a shopping list.  That is how I save money.</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>By: real people, real finances</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-287</link>
		<dc:creator>real people, real finances</dc:creator>
		<pubDate>Mon, 01 May 2006 09:29:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-287</guid>
		<description>There are some things that I gladly pay for due to the time they save me. Sure I could do them cheaper myself. but I7d rather spend the time doing something else. When you save money, you have these options.</description>
		<content:encoded><![CDATA[<p>There are some things that I gladly pay for due to the time they save me. Sure I could do them cheaper myself. but I7d rather spend the time doing something else. When you save money, you have these options.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: My 1st million at 33 &#187; Blog Archive &#187; How I earn extra 1.45% return without risk in my 401k account</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-207</link>
		<dc:creator>My 1st million at 33 &#187; Blog Archive &#187; How I earn extra 1.45% return without risk in my 401k account</dc:creator>
		<pubDate>Fri, 14 Apr 2006 08:26:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-207</guid>
		<description>[...] Can You Afford to be so Frugal? [...]</description>
		<content:encoded><![CDATA[<p>[...] Can You Afford to be so Frugal? [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Ray</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-190</link>
		<dc:creator>Ray</dc:creator>
		<pubDate>Thu, 06 Apr 2006 11:01:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-190</guid>
		<description>I never thought of it that way...but you're right.  And there's another thing too...often times there's a good bit more aggravation involved in going the frugal route.  There's a time element there too, as in more stress = shorter life span.

&lt;a href="http://www.article-wiz.com/finance-articles/" rel="nofollow"&gt;Ray&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>I never thought of it that way&#8230;but you&#8217;re right.  And there&#8217;s another thing too&#8230;often times there&#8217;s a good bit more aggravation involved in going the frugal route.  There&#8217;s a time element there too, as in more stress = shorter life span.</p>
<p><a rel="nofollow" target="_blank" href="http://www.article-wiz.com/finance-articles/" >Ray</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>By: pamphyila</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-183</link>
		<dc:creator>pamphyila</dc:creator>
		<pubDate>Sat, 01 Apr 2006 21:03:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-183</guid>
		<description>How do you think the rich got that way? By spending frivolously? Not on your life.  I had a millionaire relative who drove his Rolls to McD's becaz he said he liked the coffee! And dressed rather like a rag picker - It's the broke nouveau riche who are into conspicuous consumption. But on the other hand, my rich relative was so driven by his fear of poverty that he didn't really enjoy his life, either &#38; left his $ to his heirs - The best is always the mean between the 2 extremes. (They used to make fun of misers in the old days.)</description>
		<content:encoded><![CDATA[<p>How do you think the rich got that way? By spending frivolously? Not on your life.  I had a millionaire relative who drove his Rolls to McD&#8217;s becaz he said he liked the coffee! And dressed rather like a rag picker - It&#8217;s the broke nouveau riche who are into conspicuous consumption. But on the other hand, my rich relative was so driven by his fear of poverty that he didn&#8217;t really enjoy his life, either &amp; left his $ to his heirs - The best is always the mean between the 2 extremes. (They used to make fun of misers in the old days.)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Katie</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-179</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Wed, 29 Mar 2006 15:36:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-179</guid>
		<description>The wealthiest self-made person that I know would nod at your ideas, Kirby.  Sometimes I go crazy as she'd rather buy something used and half broken because it's cheaper.  She prefers to save money rather than save time.  Free food?  Always.  $20 more for the "free" food that's probably unhealthy and old?  Never.</description>
		<content:encoded><![CDATA[<p>The wealthiest self-made person that I know would nod at your ideas, Kirby.  Sometimes I go crazy as she&#8217;d rather buy something used and half broken because it&#8217;s cheaper.  She prefers to save money rather than save time.  Free food?  Always.  $20 more for the &#8220;free&#8221; food that&#8217;s probably unhealthy and old?  Never.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Douglas</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-177</link>
		<dc:creator>Douglas</dc:creator>
		<pubDate>Tue, 28 Mar 2006 04:59:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-177</guid>
		<description>Well, the problem with time=money question is what are most people going to be doing with the time if they aren't bargin shopping?
If you're self employed and could be billing someone $200 for your services, you're a damn fool for wasting half an hour to save 4¢ a gallon to fill up your car.  But if you're just going to go home and watch Springer anyway, what difference does it make?  Your time isn't that valuable, and being stuck in the waiting room has cost you nothing.</description>
		<content:encoded><![CDATA[<p>Well, the problem with time=money question is what are most people going to be doing with the time if they aren&#8217;t bargin shopping?<br />
If you&#8217;re self employed and could be billing someone $200 for your services, you&#8217;re a damn fool for wasting half an hour to save 4¢ a gallon to fill up your car.  But if you&#8217;re just going to go home and watch Springer anyway, what difference does it make?  Your time isn&#8217;t that valuable, and being stuck in the waiting room has cost you nothing.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Blogger Idol :: There is only one blogosphere</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-174</link>
		<dc:creator>Blogger Idol :: There is only one blogosphere</dc:creator>
		<pubDate>Wed, 22 Mar 2006 18:38:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-174</guid>
		<description>[...] Kirby on Finance thinks we may be overly discounting the future of our time [...]</description>
		<content:encoded><![CDATA[<p>[...] Kirby on Finance thinks we may be overly discounting the future of our time [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Money Crashers &#187; Blog Archive &#187; The Value of Your Time</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-173</link>
		<dc:creator>Money Crashers &#187; Blog Archive &#187; The Value of Your Time</dc:creator>
		<pubDate>Tue, 21 Mar 2006 01:25:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-173</guid>
		<description>[...] 5:25 pm    Mr. Kirby from the Kirby on Finance blog gives a fresh insight to the value of being frugal.  In his post, he articulates the fact that our time is just as valuable as saving a few extra bucks.  The basic philosophy of too much of anything is a bad thing holds true in this case.  A compulsive bargain hunter might spend too much time searching for savings that he or she may actually waste time.  And as we all know, time is money in this fast-paced world.  I encourage you to read his article and the rest of his blog!  [...]</description>
		<content:encoded><![CDATA[<p>[...] 5:25 pm    Mr. Kirby from the Kirby on Finance blog gives a fresh insight to the value of being frugal.  In his post, he articulates the fact that our time is just as valuable as saving a few extra bucks.  The basic philosophy of too much of anything is a bad thing holds true in this case.  A compulsive bargain hunter might spend too much time searching for savings that he or she may actually waste time.  And as we all know, time is money in this fast-paced world.  I encourage you to read his article and the rest of his blog!  [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: AllThingsFinancial &#187; Blog Archive &#187; The Carnival of Personal Finance - Week 40</title>
		<link>http://www.kirbyonfinance.com/2006/03/13/can-you-afford-to-be-so-frugal/#comment-172</link>
		<dc:creator>AllThingsFinancial &#187; Blog Archive &#187; The Carnival of Personal Finance - Week 40</dc:creator>
		<pubDate>Mon, 20 Mar 2006 21:59:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.kirbyonfinance.com/2006/03/can-you-afford-to-be-so-frugal/#comment-172</guid>
		<description>[...] Can You Affordto be so Frugal? [...]</description>
		<content:encoded><![CDATA[<p>[...] Can You Affordto be so Frugal? [...]</p>
]]></content:encoded>
	</item>
</channel>
</rss>
